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FeaturedAug 3, 2026·7 min read

Pay Off Student Loans or Invest? (2026 Numbers)

Should you pay off student loans or invest? Take the employer match first, then use the 7% rate rule. Real 2026 numbers on a $90k salary and $32k of loans.

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Credit
Matt SchubergMatt Schuberg, CFP®

Credit Builder Loan vs Secured Credit Card (2026)

Credit builder loan vs secured credit card: which builds credit faster, what each costs, and how to choose if you're starting with no credit history at all.

·7 min read
Budgeting
Matt SchubergMatt Schuberg, CFP®

Mint Alternatives: 6 Budgeting Apps Worth It in 2026

Mint shut down in 2024. Compare the best Mint alternatives for 2026: Monarch, YNAB, Copilot, Rocket Money and Credit Karma, with current pricing for each.

·9 min read
Investing
Matt SchubergMatt Schuberg, CFP®

Roth IRA vs Traditional IRA in Your 30s (2026)

In your 30s a Roth IRA usually wins: you pay tax now at a lower rate and withdraw tax-free later. Here are the 2026 limits, income cutoffs, and exceptions.

·7 min read
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