Your finances,
finally under
control
Planned gives you an AI coach, smart budgeting, and a financial health score, all in one app.
“Reduced my anxieties around my finances”
Having an AI coach that understands my specific situation made me feel so much more confident about what I'm doing!
@Ransjdnejznbe
“Simple enough for someone who hates budgeting”
Set up my first savings goals ever and already hit one.
@123therealkb0125
“I wish I found this app earlier”
I love having an AI coach I can ask questions 24/7. It makes me feel so much better about how I'm doing financially.
@MelissaM98
Built for real financial life
Planned combines the tools you need to finally feel in control of your money.
Financial Health Score
Get a single score that summarizes your overall financial wellness, updated in real time as you spend and save.
AI Financial Coach
Chat with your personal AI coach 24/7. Ask anything and get personalized guidance based on your actual numbers.
Smart Budgeting
Set flexible budgets per category, see exactly where you stand, and get alerts before you overspend.
Transaction Tracking
Accounts sync automatically via Plaid. Every transaction is categorized instantly so nothing slips through.
Goal Tasks
Set financial goals and break them into actionable steps. Track your progress toward what matters most.
Bank-Level Security
Biometric authentication, 256-bit encryption, and read-only Plaid connections keep your data safe.
Ask anything, get real answers
Your AI coach knows your budget, spending habits, and goals. Ask it anything, from “am I on track?” to “how do I pay off debt faster?”, and get advice that actually applies to you.
- Understands your full financial picture
- Answers questions in plain English
- Proactively surfaces opportunities to improve
Know exactly where you stand
Stop guessing whether you're doing okay. Your Financial Health Score combines spending, savings, debt, and budgeting into a single number you can actually improve.
- Tracks spending, savings, debt & budget
- Updates automatically as you transact
- Tells you exactly what to improve
Up and running in minutes
No spreadsheets. No manual data entry. Just connect and go.
Connect your accounts
Securely link your bank accounts, credit cards, and investments via Plaid in under two minutes.
Get your score
Planned analyzes your transactions, spending habits, and savings to generate your personalized Financial Health Score.
Take action
Your AI coach gives you specific, actionable steps to improve your score and reach your financial goals faster.
Start your financial journey today
Join thousands of people who've taken control of their finances with Planned.
Free to download. Premium features available.