Mint is gone. Credit Karma isn't a budgeting app.
Intuit shut Mint down on March 23, 2024 and moved its users to Credit Karma. Account syncing and net worth came across. Budgets, custom categories, and month-over-month spending trends did not. If you have been making do ever since, that gap is why.
Planned: $14.99/mo or $99.99/yr. Human coaching from $49/mo.
Free for 7 days, then $99.99/yr · Cancel anytime · See pricing
Where Mint genuinely shone
Mint deserves the affection it still gets. It made automatic transaction categorization normal, it put every account on one screen years before that was ordinary, and it did all of it for free, which brought a whole generation into personal finance who would never have paid for a money app. Credit Karma inherited the better half of that: account syncing, net worth, and credit monitoring, still free, still genuinely useful if tracking is all you want. If you only ever opened Mint to see your balances and your score, Credit Karma covers you and you do not need to pay anyone anything.
Planned and Credit Karma, side by side
Facts verified September 2026. Credit Karma's pricing and features change; check their site for current details.
Free for 7 days, then $99.99/yr · Cancel anytime
Free had a price. You paid it when the app disappeared.
Mint was free because it earned money from ads and product referrals, and Intuit closed it in favor of Credit Karma. You pay for Planned, so it answers to you, with a CFP® professional on the Coach plan and nothing to sell you.
What each one costs
AI plan: $14.99/mo or $99.99/yr with a 7-day free trial on annual. Messaging plan: $49/mo or $480/yr, adding a human financial coach over messaging with replies within 2 business days. Coach plan: $199/mo or $1,980/yr, working 1:1 with Matt Schuberg, CFP®, through a monthly 30-minute video call and messaging with replies in under 24 hours Mon–Fri. Both coaching plans include a 30-day money-back guarantee.
Credit Karma is free. It makes money by recommending credit cards, loans, and other financial products, which is the same model that funded Mint until it stopped working.
If tracking and your credit score are all you need, Credit Karma is free and it is enough.
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