Mint is gone. Credit Karma isn't a budgeting app.

Intuit shut Mint down on March 23, 2024 and moved its users into Credit Karma, which it also owns. Mint ran on advertising and referral fees rather than subscriptions, and when Apple's App Tracking Transparency and similar privacy changes broke that advertising model, the app stopped paying for itself.

For part of it, yes. Account syncing, net worth, and credit score monitoring all carried over and remain free. But budgeting, custom categories, and month-over-month spending trends did not make the move, and those were the reasons most people opened Mint in the first place.

Because free is what closed it. An app funded by product referrals has an incentive to recommend the products that pay it, and it lasts only as long as that revenue does. Paying for Planned means the only thing it is selling you is the plan, and the Coach tier connects you to a CFP® professional with nothing to push.

No, and nobody can at this point: Mint's export went away with the app in 2024. Planned rebuilds the picture instead. Connect your accounts through Plaid and you get transaction history, budgets drafted from your actual spending, net worth, and a financial health score, usually in under ten minutes.

Nothing is a like-for-like replacement, because no one has repeated the free ad-supported model that made Mint possible. If you want free tracking, Credit Karma is the direct descendant. If you want the budgeting Mint actually did, that is now a paid category, and the question becomes whether you want a dashboard or a plan with a person attached.