Range pricing: Premium, Platinum and Titanium

Range has three flat tiers: Premium at $2,400 a year billed as $600 a quarter, Platinum at $4,800 billed as $1,200 a quarter, and Titanium at $12,500 a year. There is no percentage-of-assets fee and no stated account minimum. Investment management is included at every tier.

It means Range manages your portfolio without charging a percentage of its value, which is how most advisory firms bill. You pay the flat tier fee instead, so the cost of managing $200,000 and $2,000,000 is the same. That is a genuine saving at larger balances and a genuine premium at smaller ones, so the comparison depends entirely on what you have invested.

Both sell AI tools plus access to human financial professionals for a flat fee, which makes them the closest pair in this comparison. Range includes portfolio management, tax work and equity compensation planning, and starts at $2,400 a year. Planned includes none of those: the Coach plan is $1,980 a year for direct messaging with a CFP® professional plus a monthly video call, over a 10-area plan and a health score, and there is a Messaging plan at $480 a year below it.

Premium, possibly. Platinum and Titanium, probably not. The upper two tiers separate from Premium almost entirely on tax planning, estate documents, equity compensation and tax filing, so without equity comp or a complicated return you are paying $2,400 or $10,100 extra for capability you will not use. The more useful question is whether you need portfolio management at all yet, because that is what the whole fee is built around.