Career & Income articles from the Planned team.
Matt Schuberg, CFP®Should you ask for a raise or switch jobs? Compare your best realistic raise to the offer minus what leaving costs, like unvested match. Real numbers inside.
Matt Schuberg, CFP®W-2 vs 1099: a contract needs to pay about 25% more a year, and nearly 40% more an hour, to match a salary. See the break-even math on a $90,000 W-2 job.
Matt Schuberg, CFP®A side hustle is worth it after taxes when your after-tax hourly beats your day job's. See the full math on $12,000 of side income, plus what to set aside.
Matt Schuberg, CFP®Higher salary or better benefits comes down to total compensation, not base pay. Price a 401(k) match, an HSA, and PTO against cash with 2026 numbers.
Career & IncomeMatt Schuberg, CFP®Got your first real paycheck and not sure what to do with it? Here's exactly how to split it, what to prioritize first, and how to build a system that lasts.
Career & IncomeMatt Schuberg, CFP®Negotiate a higher salary with proven scripts. Research your market value, let them offer first, and counter calmly to add thousands to your pay.
