Debt articles from the Planned team.
Matt Schuberg, CFP®Debt consolidation loan vs balance transfer: the transfer card wins under 18 months, the loan wins past it. See the math on a $9,000 balance, run three ways.
Matt Schuberg, CFP®Should you pay off student loans or invest? Take the employer match first, then use the 7% rate rule. Real 2026 numbers on a $90k salary and $32k of loans.
Matt Schuberg, CFP®Budgeting to pay off debt works when the payment is scheduled before you spend, not after. Here is how to size it, automate it, and protect it each month.
DebtMatt Schuberg, CFP®Debt snowball vs. avalanche: compare both payoff strategies side by side and find out which one saves you more money and fits your psychology in 2026.
