Credit articles from the Planned team.
Matt Schuberg, CFP®Paying your credit card twice a month lowers the balance reported to the bureaus. Here's when it helps your score or saves interest, and when once is enough.
Matt Schuberg, CFP®Is credit repair worth it? Usually not. Firms charge $79 to $150 a month to file disputes you can file free, and accurate negative marks can't be removed.
Matt Schuberg, CFP®How many credit cards should you have? Two or three covers most people. The count barely matters: your utilization and payment history are what move the score.
Matt Schuberg, CFP®Building credit from scratch takes one reported account, six months of on-time payments, and utilization under 10%. Here is the real 12-month timeline.
Matt Schuberg, CFP®Credit builder loan vs secured credit card: which builds credit faster, what each costs, and how to choose if you're starting with no credit history at all.
CreditMatt Schuberg, CFP®Your credit score is a three-digit number that shapes your financial life. Learn what it means, how it's calculated, and why improving it pays off.
