Investing articles from the Planned team.
Matt Schuberg, CFP®Max your 401(k) or IRA first? Get the full match, then fill a Roth IRA, then go back to the 401(k). See when to flip the order, with the real 2026 limits.
Matt Schuberg, CFP®Dollar cost averaging vs lump sum: investing all at once wins about two-thirds of the time. See the real dollar gap and when spreading it out is smarter.
Matt Schuberg, CFP®Taxable brokerage account vs Roth IRA: fill the Roth first with retirement money, then use a brokerage account for earlier goals. See the 30-year tax gap.
Matt Schuberg, CFP®Aim for 15% of gross pay including your employer match. See how much to invest each month at your salary, the order your dollars go in, and the 2026 limits.
Matt Schuberg, CFP®Target date funds vs index funds: take a target date fund for one hands-off decision, or build with index funds for lower fees and control. See the fee gap.
Matt Schuberg, CFP®In your 30s a Roth IRA usually wins: you pay tax now at a lower rate and withdraw tax-free later. Here are the 2026 limits, income cutoffs, and exceptions.
InvestingMatt Schuberg, CFP®New to investing? This beginner's guide covers stocks, bonds, index funds, and how to start growing your wealth with confidence in 2026.
